Nope! 

You are able to workshop your funding requirements with your Relationship Manager to see if we can assist with funding your next deal. You can also request a summary of the costs involved to help you or your client decide if you would like to proceed with us. Apply online here.

We will consider property across Australia however our preference is NSW and VIC.

To apply for a loan with us you can complete our 5-minute loan application online.

Based on your summary, we will advise you whether we may be able to assist you. If we are able to fund your deal based on the information provided we will issue a Letter of Offer which includes a summary of our costs and any further requirements for the loan if you wish to proceed.

If you would like to proceed, you (or your broker) can send us the supporting documentation required. Once we have received all the information requested we will conduct our internal assessments which includes the requirement of a valuation report completed by a valuer on our panel. 

If you meet the loan requirements, we will aim to provide you with a formal approval and loan offer within 1 business day of receiving all your information and a satisfactory valuation report.

We will then provide you with your loan documents within 2 business days. Once all documents are signed and verified, and settlement is booked, the funds could be deposited in your nominated account as soon as the same business day.

If we have received your complete application with all supporting documentation and any additional requests relating to your specific loan are met, we can issue a formal approval and funding commitment within 3 business days of receiving the final requirement. Once all loan documents are signed, we are able to disburse the funds on the same business day. However please note that the valuation process can affect this timeline if the external valuer is unable to complete their report within this timeframe.

If you require urgent funding (within 2 weeks), please advise your Relationship Manager and we will aim to expedite the process by choosing a valuer that is able to accommodate this urgency.

While we do look at this number, we try to understand the reasons behind a bad business credit score and mitigate them where possible. If you know there have been events that adversely affected your business credit score, there is space in our application form where you can tell us more about it. We encourage you to disclose these reasons in your application form as this will give you the best possible chance of overcoming any delays with the application process.

Yes, our facilities offer you access to fixed and variable terms to give you control over your loan term, securities and repayment structures. Ask us about our hybrid facilities that let you customise your loan so you only pay for what you need when you need it.